PowerPay Payment Processing

Success at every point of sale.

Founded in 2003, PowerPay is already one of the nation’s fastest growing, most trusted providers of credit card processing and electronic payment services. We serve 40,000 businesses of virtually every size and type —brick-and-mortar retail, online e-tailers, mail and telephone order, and everything in between. And, we’re adding close to 2,000 new customers each month.

When it comes to experience with the direct response industry, no organization understands the

card-not-present payment environment better than PowerPay. More than half of our customers are online e-tailers, and among them are more than 3,000 mail order/telephone order direct-to-consumer merchants.

Reflecting our deep experience, we created PowerPay Direct, a division within PowerPay devoted to

serving the unique payment and financial needs of the fast growing, and continually changing direct

response industry. Our appreciation for the direct-to-consumer market started well before PowerPay itself was established.

PowerPay’s founder and many of its management team have roots in the industry going back 20 years or

more. Whether serving as payment processors to the direct response industry, direct response merchants themselves, or working within the industry —the PowerPay Direct team comes directly from the direct response industry.

Payment Processing, Working Capital, and

Cash Management for the Direct Response Industry.

Call Brian Wood today at 877. 877. 3737 x 1156, or email bwood@powerpay.biz

Our deep understanding of this industry means we know your success is riding on every transaction.

This is why we look at your business as much more than that — and which means every relationship

benefits from:

• Pro-active, dedicated account management that continues long after the initial application and set-up

process. You’ll have several experienced people to rely on at PowerPay for reliable, responsive service that goes beyond 24/7. In addition, you’ll always have an experienced individual assigned to your account who will work with you throughout the application and underwriting process, and will continue as your day-to-day relationship manager.

• A collaborative, creative approach to underwriting and risk management that finds more ways to approve more direct response businesses and to set them up with fewer restrictions. Only our most experienced and resourceful underwriters and risk managers are assigned to our direct response merchants. Along with your account manager, the underwriting and risk team work with you to better understand your card acceptance procedures, review your web-site, call center scripting, product packaging, and return policies

we can then suggest ways to lower returns, avoid chargebacks, resolve disputes, and qualify you for the

most favorable terms in the business, as well as ensure your transactions run at the best possible rates.

• A thoughtful, flexible attitude toward reserve requirements. They are a fact of life in this industry—especially for new businesses, or those with a high degree of returns or chargebacks. Sometime we need them — other times we don’t. But, its how we approach, set, and manage reserves that sets us apart form other merchant account providers. When we do require them, it is rarely in the form of fixed, up-front reserves. We prefer instead to initiate rolling reserves that are a percentage of your sales, and set-up a six month review to make sure the amount we hold accurately reflects the strength of your business.

• Simple, straight-forward pricing that is some of the most competitive in the industry —and with easy to read statements that take the mystery out of what you’re paying.

PowerPay’s ability to better satisfy the financial needs of the direct response industry goes well beyond our personal, customized approach to payment processing. Let us show you all the ways PowerPay Direct can help.

PowerPay Payment Processing

Success at every point of sale.